Common Questions

Everything you need to know about buying land on owner finance terms.

Do I get a real deed to the property?
Yes. Once you complete all payments, we transfer a warranty deed to you — you own the land free and clear. We handle the deed recording with the county recorder.
What happens if I miss a payment?
Contact us before you miss a payment — we work with people. The land contract specifies the grace period and default process. If you're running into a tough month, call or text Sam at 928-224-8264 before it becomes an issue.
Can I visit the property before buying?
Yes — we encourage it. Every listing includes GPS coordinates you can plug into Google Maps or drop into your phone. The land is accessible before you buy.
Can I put a manufactured home or trailer on this land?
It depends on the parcel's county zoning designation, which is listed on each property page. Most of our rural Arizona properties allow manufactured homes — but confirm with the county planning department before purchasing. We're happy to help you find the right contact.
Are there HOA fees? What about property taxes?
Most of our rural properties have no HOA. If a parcel has HOA dues, that's noted in the listing. Property taxes are the buyer's responsibility during the contract period — the annual tax amount is typically very low on undeveloped rural land in Navajo County. Contact us for the specific tax figure on any parcel.
How do I sign? Do I need a lawyer or escrow?
No lawyer or escrow company required. You sign the land contract online through a secure digital signing portal — it takes about 5 minutes. Down payment is collected securely at signing. No closing costs, no title fees, no surprises.
Can I pay it off early?
Yes. No prepayment penalty. You can pay off the remaining balance at any time. Once paid in full, we record the warranty deed to you promptly.
I'm selling land — how does your cash buying process work?
Simple: fill out the sell form with basic property info. We research the parcel and call you within 24 hours with a cash offer — no obligation. If you accept, we set a closing date, handle the paperwork, and wire you the money. No realtor fees, no commissions.

Still have questions?

We respond fast. Call, text, or use the contact form.